LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,626
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,734
−HK$1,126/mo
Today · 4.125%
HK$37,860
baseline
▲ 0.50% · 4.625%
HK$40,164
+HK$2,304/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,720/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,634
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,697
−HK$1,078/mo
Today · 4.125%
HK$41,775
baseline
▲ 0.50% · 4.625%
HK$43,977
+HK$2,202/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,550/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,751
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,081
−HK$1,351/mo
Today · 4.125%
HK$45,432
baseline
▲ 0.50% · 4.625%
HK$48,197
+HK$2,765/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,864/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$585,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,560
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,836
−HK$1,294/mo
Today · 4.125%
HK$50,130
baseline
▲ 0.50% · 4.625%
HK$52,772
+HK$2,642/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,260/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$585,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,877
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,428
−HK$1,576/mo
Today · 4.125%
HK$53,004
baseline
▲ 0.50% · 4.625%
HK$56,229
+HK$3,225/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,008/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,487
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,975
−HK$1,510/mo
Today · 4.125%
HK$58,485
baseline
▲ 0.50% · 4.625%
HK$61,568
+HK$3,083/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$116,970/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,127
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,122
−HK$2,026/mo
Today · 4.125%
HK$68,148
baseline
▲ 0.50% · 4.625%
HK$72,295
+HK$4,147/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,296/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,341
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,254
−HK$1,941/mo
Today · 4.125%
HK$75,195
baseline
▲ 0.50% · 4.625%
HK$79,159
+HK$3,964/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,390/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,890 · Scale 2, in force from 26 Feb 2026)