LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,627
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,736
−HK$1,126/mo
Today · 4.125%
HK$37,862
baseline
▲ 0.50% · 4.625%
HK$40,165
+HK$2,303/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,724/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,635
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,698
−HK$1,079/mo
Today · 4.125%
HK$41,777
baseline
▲ 0.50% · 4.625%
HK$43,979
+HK$2,202/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,554/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,753
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,083
−HK$1,351/mo
Today · 4.125%
HK$45,434
baseline
▲ 0.50% · 4.625%
HK$48,198
+HK$2,764/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,868/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$585,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,562
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,838
−HK$1,294/mo
Today · 4.125%
HK$50,132
baseline
▲ 0.50% · 4.625%
HK$52,774
+HK$2,642/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,264/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$585,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,878
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,430
−HK$1,576/mo
Today · 4.125%
HK$53,006
baseline
▲ 0.50% · 4.625%
HK$56,232
+HK$3,226/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,012/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,489
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,977
−HK$1,510/mo
Today · 4.125%
HK$58,487
baseline
▲ 0.50% · 4.625%
HK$61,570
+HK$3,083/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$116,974/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,129
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,124
−HK$2,027/mo
Today · 4.125%
HK$68,151
baseline
▲ 0.50% · 4.625%
HK$72,298
+HK$4,147/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,302/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,343
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,257
−HK$1,941/mo
Today · 4.125%
HK$75,198
baseline
▲ 0.50% · 4.625%
HK$79,162
+HK$3,964/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,396/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,913 · Scale 2, in force from 26 Feb 2026)