LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,628
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,736
−HK$1,126/mo
Today · 4.125%
HK$37,862
baseline
▲ 0.50% · 4.625%
HK$40,166
+HK$2,304/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,724/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,636
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,699
−HK$1,078/mo
Today · 4.125%
HK$41,777
baseline
▲ 0.50% · 4.625%
HK$43,979
+HK$2,202/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,554/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,754
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,084
−HK$1,351/mo
Today · 4.125%
HK$45,435
baseline
▲ 0.50% · 4.625%
HK$48,199
+HK$2,764/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,870/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$585,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,563
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,839
−HK$1,294/mo
Today · 4.125%
HK$50,133
baseline
▲ 0.50% · 4.625%
HK$52,775
+HK$2,642/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,266/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$585,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,879
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,431
−HK$1,576/mo
Today · 4.125%
HK$53,007
baseline
▲ 0.50% · 4.625%
HK$56,232
+HK$3,225/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,014/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,490
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,978
−HK$1,510/mo
Today · 4.125%
HK$58,488
baseline
▲ 0.50% · 4.625%
HK$61,571
+HK$3,083/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$116,976/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,130
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,125
−HK$2,027/mo
Today · 4.125%
HK$68,152
baseline
▲ 0.50% · 4.625%
HK$72,299
+HK$4,147/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,304/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,344
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,258
−HK$1,941/mo
Today · 4.125%
HK$75,199
baseline
▲ 0.50% · 4.625%
HK$79,163
+HK$3,964/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,398/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,922 · Scale 2, in force from 26 Feb 2026)