LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,629
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,738
−HK$1,126/mo
Today · 4.125%
HK$37,864
baseline
▲ 0.50% · 4.625%
HK$40,168
+HK$2,304/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,728/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,637
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,700
−HK$1,079/mo
Today · 4.125%
HK$41,779
baseline
▲ 0.50% · 4.625%
HK$43,981
+HK$2,202/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,558/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,755
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,085
−HK$1,351/mo
Today · 4.125%
HK$45,436
baseline
▲ 0.50% · 4.625%
HK$48,201
+HK$2,765/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,872/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$585,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,565
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,840
−HK$1,294/mo
Today · 4.125%
HK$50,134
baseline
▲ 0.50% · 4.625%
HK$52,777
+HK$2,643/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,268/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$585,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,881
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,433
−HK$1,576/mo
Today · 4.125%
HK$53,009
baseline
▲ 0.50% · 4.625%
HK$56,235
+HK$3,226/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,018/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,492
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,980
−HK$1,510/mo
Today · 4.125%
HK$58,490
baseline
▲ 0.50% · 4.625%
HK$61,573
+HK$3,083/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$116,980/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,133
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,128
−HK$2,026/mo
Today · 4.125%
HK$68,154
baseline
▲ 0.50% · 4.625%
HK$72,302
+HK$4,148/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,308/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,347
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,261
−HK$1,941/mo
Today · 4.125%
HK$75,202
baseline
▲ 0.50% · 4.625%
HK$79,166
+HK$3,964/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,404/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,943 · Scale 2, in force from 26 Feb 2026)