LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,631
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,739
−HK$1,126/mo
Today · 4.125%
HK$37,865
baseline
▲ 0.50% · 4.625%
HK$40,169
+HK$2,304/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,730/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,639
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,702
−HK$1,078/mo
Today · 4.125%
HK$41,780
baseline
▲ 0.50% · 4.625%
HK$43,983
+HK$2,203/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,560/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,757
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,087
−HK$1,351/mo
Today · 4.125%
HK$45,438
baseline
▲ 0.50% · 4.625%
HK$48,203
+HK$2,765/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,876/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$585,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,567
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,842
−HK$1,295/mo
Today · 4.125%
HK$50,137
baseline
▲ 0.50% · 4.625%
HK$52,779
+HK$2,642/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,274/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$585,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,883
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,435
−HK$1,576/mo
Today · 4.125%
HK$53,011
baseline
▲ 0.50% · 4.625%
HK$56,237
+HK$3,226/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,022/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,494
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,983
−HK$1,510/mo
Today · 4.125%
HK$58,493
baseline
▲ 0.50% · 4.625%
HK$61,576
+HK$3,083/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$116,986/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,135
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,130
−HK$2,027/mo
Today · 4.125%
HK$68,157
baseline
▲ 0.50% · 4.625%
HK$72,304
+HK$4,147/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,314/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,350
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,264
−HK$1,941/mo
Today · 4.125%
HK$75,205
baseline
▲ 0.50% · 4.625%
HK$79,169
+HK$3,964/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,410/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,967 · Scale 2, in force from 26 Feb 2026)