LTV · monthly repayment
▼ 0.50% · 3.625%
HK$356,313
−HK$22,344/mo
▼ 0.25% · 3.875%
HK$367,396
−HK$11,261/mo
Today · 4.125%
HK$378,657
baseline
▲ 0.50% · 4.625%
HK$401,697
+HK$23,040/mo
Deposit HK$78.13M · loan HK$78.13M · min. income ≈ HK$757,314/mo (50% DSR)
Upfront cash ≈ HK$88.29M (deposit + AVD stamp duty HK$10,156,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,394
−HK$21,416/mo
▼ 0.25% · 3.875%
HK$407,025
−HK$10,785/mo
Today · 4.125%
HK$417,810
baseline
▲ 0.50% · 4.625%
HK$439,834
+HK$22,024/mo
Deposit HK$78.13M · loan HK$78.13M · min. income ≈ HK$835,620/mo (50% DSR)
Upfront cash ≈ HK$88.29M (deposit + AVD stamp duty HK$10,156,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,575
−HK$26,813/mo
▼ 0.25% · 3.875%
HK$440,875
−HK$13,513/mo
Today · 4.125%
HK$454,388
baseline
▲ 0.50% · 4.625%
HK$482,036
+HK$27,648/mo
Deposit HK$62.50M · loan HK$93.76M · min. income ≈ HK$908,776/mo (50% DSR)
Upfront cash ≈ HK$72.66M (deposit + AVD stamp duty HK$10,156,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$475,673
−HK$25,699/mo
▼ 0.25% · 3.875%
HK$488,430
−HK$12,942/mo
Today · 4.125%
HK$501,372
baseline
▲ 0.50% · 4.625%
HK$527,800
+HK$26,428/mo
Deposit HK$62.50M · loan HK$93.76M · min. income ≈ HK$1,002,744/mo (50% DSR)
Upfront cash ≈ HK$72.66M (deposit + AVD stamp duty HK$10,156,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$498,838
−HK$31,281/mo
▼ 0.25% · 3.875%
HK$514,354
−HK$15,765/mo
Today · 4.125%
HK$530,119
baseline
▲ 0.50% · 4.625%
HK$562,376
+HK$32,257/mo
Deposit HK$46.88M · loan HK$109.38M · min. income ≈ HK$1,060,238/mo (50% DSR)
Upfront cash ≈ HK$57.03M (deposit + AVD stamp duty HK$10,156,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$554,952
−HK$29,982/mo
▼ 0.25% · 3.875%
HK$569,835
−HK$15,099/mo
Today · 4.125%
HK$584,934
baseline
▲ 0.50% · 4.625%
HK$615,767
+HK$30,833/mo
Deposit HK$46.88M · loan HK$109.38M · min. income ≈ HK$1,169,868/mo (50% DSR)
Upfront cash ≈ HK$57.03M (deposit + AVD stamp duty HK$10,156,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$641,363
−HK$40,219/mo
▼ 0.25% · 3.875%
HK$661,313
−HK$20,269/mo
Today · 4.125%
HK$681,582
baseline
▲ 0.50% · 4.625%
HK$723,055
+HK$41,473/mo
Deposit HK$15.63M · loan HK$140.63M · min. income ≈ HK$1,363,164/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$10,156,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$713,510
−HK$38,548/mo
▼ 0.25% · 3.875%
HK$732,646
−HK$19,412/mo
Today · 4.125%
HK$752,058
baseline
▲ 0.50% · 4.625%
HK$791,700
+HK$39,642/mo
Deposit HK$15.63M · loan HK$140.63M · min. income ≈ HK$1,504,116/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$10,156,895 · Scale 2, in force from 26 Feb 2026)