LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,633
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,742
−HK$1,126/mo
Today · 4.125%
HK$37,868
baseline
▲ 0.50% · 4.625%
HK$40,172
+HK$2,304/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,736/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,642
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,705
−HK$1,078/mo
Today · 4.125%
HK$41,783
baseline
▲ 0.50% · 4.625%
HK$43,986
+HK$2,203/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,566/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,760
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,090
−HK$1,351/mo
Today · 4.125%
HK$45,441
baseline
▲ 0.50% · 4.625%
HK$48,206
+HK$2,765/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,882/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,570
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,846
−HK$1,294/mo
Today · 4.125%
HK$50,140
baseline
▲ 0.50% · 4.625%
HK$52,783
+HK$2,643/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,280/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,887
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,438
−HK$1,577/mo
Today · 4.125%
HK$53,015
baseline
▲ 0.50% · 4.625%
HK$56,241
+HK$3,226/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,030/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,498
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,987
−HK$1,510/mo
Today · 4.125%
HK$58,497
baseline
▲ 0.50% · 4.625%
HK$61,580
+HK$3,083/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$116,994/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,140
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,135
−HK$2,027/mo
Today · 4.125%
HK$68,162
baseline
▲ 0.50% · 4.625%
HK$72,310
+HK$4,148/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,324/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,355
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,269
−HK$1,941/mo
Today · 4.125%
HK$75,210
baseline
▲ 0.50% · 4.625%
HK$79,174
+HK$3,964/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,420/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,008 · Scale 2, in force from 26 Feb 2026)