LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,634
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,742
−HK$1,126/mo
Today · 4.125%
HK$37,868
baseline
▲ 0.50% · 4.625%
HK$40,173
+HK$2,305/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,736/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,642
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,705
−HK$1,079/mo
Today · 4.125%
HK$41,784
baseline
▲ 0.50% · 4.625%
HK$43,987
+HK$2,203/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,568/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,761
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,091
−HK$1,351/mo
Today · 4.125%
HK$45,442
baseline
▲ 0.50% · 4.625%
HK$48,207
+HK$2,765/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,884/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,571
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,847
−HK$1,294/mo
Today · 4.125%
HK$50,141
baseline
▲ 0.50% · 4.625%
HK$52,784
+HK$2,643/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,282/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,887
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,439
−HK$1,577/mo
Today · 4.125%
HK$53,016
baseline
▲ 0.50% · 4.625%
HK$56,242
+HK$3,226/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,032/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,499
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,988
−HK$1,510/mo
Today · 4.125%
HK$58,498
baseline
▲ 0.50% · 4.625%
HK$61,581
+HK$3,083/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$116,996/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,141
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,136
−HK$2,027/mo
Today · 4.125%
HK$68,163
baseline
▲ 0.50% · 4.625%
HK$72,311
+HK$4,148/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,326/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,356
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,270
−HK$1,941/mo
Today · 4.125%
HK$75,211
baseline
▲ 0.50% · 4.625%
HK$79,176
+HK$3,965/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,422/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,017 · Scale 2, in force from 26 Feb 2026)