LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,636
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,744
−HK$1,127/mo
Today · 4.125%
HK$37,871
baseline
▲ 0.50% · 4.625%
HK$40,175
+HK$2,304/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,742/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,645
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,708
−HK$1,078/mo
Today · 4.125%
HK$41,786
baseline
▲ 0.50% · 4.625%
HK$43,989
+HK$2,203/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,572/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,763
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,093
−HK$1,352/mo
Today · 4.125%
HK$45,445
baseline
▲ 0.50% · 4.625%
HK$48,210
+HK$2,765/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,890/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,574
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,849
−HK$1,295/mo
Today · 4.125%
HK$50,144
baseline
▲ 0.50% · 4.625%
HK$52,787
+HK$2,643/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,288/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,890
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,442
−HK$1,577/mo
Today · 4.125%
HK$53,019
baseline
▲ 0.50% · 4.625%
HK$56,245
+HK$3,226/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,038/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,502
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,991
−HK$1,510/mo
Today · 4.125%
HK$58,501
baseline
▲ 0.50% · 4.625%
HK$61,585
+HK$3,084/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,002/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,145
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,140
−HK$2,027/mo
Today · 4.125%
HK$68,167
baseline
▲ 0.50% · 4.625%
HK$72,315
+HK$4,148/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,334/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,360
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,274
−HK$1,942/mo
Today · 4.125%
HK$75,216
baseline
▲ 0.50% · 4.625%
HK$79,180
+HK$3,964/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,432/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,052 · Scale 2, in force from 26 Feb 2026)