LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,637
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,745
−HK$1,127/mo
Today · 4.125%
HK$37,872
baseline
▲ 0.50% · 4.625%
HK$40,176
+HK$2,304/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,744/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,646
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,709
−HK$1,078/mo
Today · 4.125%
HK$41,787
baseline
▲ 0.50% · 4.625%
HK$43,990
+HK$2,203/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,574/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,764
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,094
−HK$1,352/mo
Today · 4.125%
HK$45,446
baseline
▲ 0.50% · 4.625%
HK$48,211
+HK$2,765/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,892/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,575
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,851
−HK$1,294/mo
Today · 4.125%
HK$50,145
baseline
▲ 0.50% · 4.625%
HK$52,788
+HK$2,643/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,290/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,892
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,443
−HK$1,577/mo
Today · 4.125%
HK$53,020
baseline
▲ 0.50% · 4.625%
HK$56,246
+HK$3,226/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,040/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,504
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,992
−HK$1,510/mo
Today · 4.125%
HK$58,502
baseline
▲ 0.50% · 4.625%
HK$61,586
+HK$3,084/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,004/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,146
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,142
−HK$2,027/mo
Today · 4.125%
HK$68,169
baseline
▲ 0.50% · 4.625%
HK$72,317
+HK$4,148/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,338/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,362
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,276
−HK$1,941/mo
Today · 4.125%
HK$75,217
baseline
▲ 0.50% · 4.625%
HK$79,182
+HK$3,965/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,434/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,066 · Scale 2, in force from 26 Feb 2026)