LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,637
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,746
−HK$1,126/mo
Today · 4.125%
HK$37,872
baseline
▲ 0.50% · 4.625%
HK$40,177
+HK$2,305/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,744/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,646
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,710
−HK$1,078/mo
Today · 4.125%
HK$41,788
baseline
▲ 0.50% · 4.625%
HK$43,991
+HK$2,203/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,576/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,765
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,095
−HK$1,352/mo
Today · 4.125%
HK$45,447
baseline
▲ 0.50% · 4.625%
HK$48,212
+HK$2,765/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,894/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,576
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,851
−HK$1,295/mo
Today · 4.125%
HK$50,146
baseline
▲ 0.50% · 4.625%
HK$52,789
+HK$2,643/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,292/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,892
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,444
−HK$1,577/mo
Today · 4.125%
HK$53,021
baseline
▲ 0.50% · 4.625%
HK$56,247
+HK$3,226/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,042/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,505
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,993
−HK$1,511/mo
Today · 4.125%
HK$58,504
baseline
▲ 0.50% · 4.625%
HK$61,587
+HK$3,083/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,008/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,147
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,143
−HK$2,027/mo
Today · 4.125%
HK$68,170
baseline
▲ 0.50% · 4.625%
HK$72,318
+HK$4,148/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,340/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,363
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,277
−HK$1,942/mo
Today · 4.125%
HK$75,219
baseline
▲ 0.50% · 4.625%
HK$79,184
+HK$3,965/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,438/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,076 · Scale 2, in force from 26 Feb 2026)