LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,638
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,746
−HK$1,126/mo
Today · 4.125%
HK$37,872
baseline
▲ 0.50% · 4.625%
HK$40,177
+HK$2,305/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,744/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,646
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,710
−HK$1,078/mo
Today · 4.125%
HK$41,788
baseline
▲ 0.50% · 4.625%
HK$43,991
+HK$2,203/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,576/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,765
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,095
−HK$1,352/mo
Today · 4.125%
HK$45,447
baseline
▲ 0.50% · 4.625%
HK$48,212
+HK$2,765/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,894/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,576
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,852
−HK$1,294/mo
Today · 4.125%
HK$50,146
baseline
▲ 0.50% · 4.625%
HK$52,789
+HK$2,643/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,292/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,893
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,445
−HK$1,576/mo
Today · 4.125%
HK$53,021
baseline
▲ 0.50% · 4.625%
HK$56,248
+HK$3,227/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,042/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,505
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,994
−HK$1,510/mo
Today · 4.125%
HK$58,504
baseline
▲ 0.50% · 4.625%
HK$61,588
+HK$3,084/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,008/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,148
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,143
−HK$2,027/mo
Today · 4.125%
HK$68,170
baseline
▲ 0.50% · 4.625%
HK$72,318
+HK$4,148/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,340/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,364
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,278
−HK$1,941/mo
Today · 4.125%
HK$75,219
baseline
▲ 0.50% · 4.625%
HK$79,184
+HK$3,965/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,438/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,080 · Scale 2, in force from 26 Feb 2026)