LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,638
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,747
−HK$1,126/mo
Today · 4.125%
HK$37,873
baseline
▲ 0.50% · 4.625%
HK$40,178
+HK$2,305/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,746/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,647
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,711
−HK$1,078/mo
Today · 4.125%
HK$41,789
baseline
▲ 0.50% · 4.625%
HK$43,992
+HK$2,203/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,578/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,766
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,096
−HK$1,352/mo
Today · 4.125%
HK$45,448
baseline
▲ 0.50% · 4.625%
HK$48,213
+HK$2,765/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,896/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,577
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,853
−HK$1,294/mo
Today · 4.125%
HK$50,147
baseline
▲ 0.50% · 4.625%
HK$52,791
+HK$2,644/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,294/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,894
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,446
−HK$1,576/mo
Today · 4.125%
HK$53,022
baseline
▲ 0.50% · 4.625%
HK$56,249
+HK$3,227/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,044/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,506
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,995
−HK$1,510/mo
Today · 4.125%
HK$58,505
baseline
▲ 0.50% · 4.625%
HK$61,589
+HK$3,084/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,010/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$586,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,149
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,144
−HK$2,028/mo
Today · 4.125%
HK$68,172
baseline
▲ 0.50% · 4.625%
HK$72,320
+HK$4,148/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,344/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,365
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,279
−HK$1,942/mo
Today · 4.125%
HK$75,221
baseline
▲ 0.50% · 4.625%
HK$79,186
+HK$3,965/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,442/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,092 · Scale 2, in force from 26 Feb 2026)