LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,640
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,749
−HK$1,126/mo
Today · 4.125%
HK$37,875
baseline
▲ 0.50% · 4.625%
HK$40,180
+HK$2,305/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,750/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,650
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,713
−HK$1,079/mo
Today · 4.125%
HK$41,792
baseline
▲ 0.50% · 4.625%
HK$43,995
+HK$2,203/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,584/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,769
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,099
−HK$1,351/mo
Today · 4.125%
HK$45,450
baseline
▲ 0.50% · 4.625%
HK$48,216
+HK$2,766/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,900/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,580
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,856
−HK$1,294/mo
Today · 4.125%
HK$50,150
baseline
▲ 0.50% · 4.625%
HK$52,794
+HK$2,644/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,300/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,897
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,449
−HK$1,577/mo
Today · 4.125%
HK$53,026
baseline
▲ 0.50% · 4.625%
HK$56,252
+HK$3,226/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,052/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,509
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,998
−HK$1,510/mo
Today · 4.125%
HK$58,508
baseline
▲ 0.50% · 4.625%
HK$61,593
+HK$3,085/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,016/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,153
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,148
−HK$2,028/mo
Today · 4.125%
HK$68,176
baseline
▲ 0.50% · 4.625%
HK$72,324
+HK$4,148/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,352/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,369
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,283
−HK$1,942/mo
Today · 4.125%
HK$75,225
baseline
▲ 0.50% · 4.625%
HK$79,190
+HK$3,965/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,450/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,126 · Scale 2, in force from 26 Feb 2026)