LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,641
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,750
−HK$1,126/mo
Today · 4.125%
HK$37,876
baseline
▲ 0.50% · 4.625%
HK$40,181
+HK$2,305/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,752/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,650
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,714
−HK$1,078/mo
Today · 4.125%
HK$41,792
baseline
▲ 0.50% · 4.625%
HK$43,995
+HK$2,203/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,584/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,769
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,099
−HK$1,352/mo
Today · 4.125%
HK$45,451
baseline
▲ 0.50% · 4.625%
HK$48,217
+HK$2,766/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,902/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,580
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,856
−HK$1,295/mo
Today · 4.125%
HK$50,151
baseline
▲ 0.50% · 4.625%
HK$52,794
+HK$2,643/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,302/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,897
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,449
−HK$1,577/mo
Today · 4.125%
HK$53,026
baseline
▲ 0.50% · 4.625%
HK$56,253
+HK$3,227/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,052/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,510
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$56,999
−HK$1,510/mo
Today · 4.125%
HK$58,509
baseline
▲ 0.50% · 4.625%
HK$61,593
+HK$3,084/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,018/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,154
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,149
−HK$2,028/mo
Today · 4.125%
HK$68,177
baseline
▲ 0.50% · 4.625%
HK$72,325
+HK$4,148/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,354/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,370
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,284
−HK$1,942/mo
Today · 4.125%
HK$75,226
baseline
▲ 0.50% · 4.625%
HK$79,191
+HK$3,965/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,452/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,133 · Scale 2, in force from 26 Feb 2026)