LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,643
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,751
−HK$1,127/mo
Today · 4.125%
HK$37,878
baseline
▲ 0.50% · 4.625%
HK$40,182
+HK$2,304/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,756/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,652
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,715
−HK$1,079/mo
Today · 4.125%
HK$41,794
baseline
▲ 0.50% · 4.625%
HK$43,997
+HK$2,203/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,588/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,771
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,101
−HK$1,352/mo
Today · 4.125%
HK$45,453
baseline
▲ 0.50% · 4.625%
HK$48,219
+HK$2,766/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,906/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,582
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,858
−HK$1,295/mo
Today · 4.125%
HK$50,153
baseline
▲ 0.50% · 4.625%
HK$52,797
+HK$2,644/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,306/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,900
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,452
−HK$1,577/mo
Today · 4.125%
HK$53,029
baseline
▲ 0.50% · 4.625%
HK$56,255
+HK$3,226/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,058/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,513
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,002
−HK$1,510/mo
Today · 4.125%
HK$58,512
baseline
▲ 0.50% · 4.625%
HK$61,596
+HK$3,084/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,024/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,157
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,152
−HK$2,028/mo
Today · 4.125%
HK$68,180
baseline
▲ 0.50% · 4.625%
HK$72,328
+HK$4,148/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,360/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,374
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,288
−HK$1,942/mo
Today · 4.125%
HK$75,230
baseline
▲ 0.50% · 4.625%
HK$79,195
+HK$3,965/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,460/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,161 · Scale 2, in force from 26 Feb 2026)