LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,644
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,752
−HK$1,127/mo
Today · 4.125%
HK$37,879
baseline
▲ 0.50% · 4.625%
HK$40,184
+HK$2,305/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,758/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,653
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,717
−HK$1,078/mo
Today · 4.125%
HK$41,795
baseline
▲ 0.50% · 4.625%
HK$43,999
+HK$2,204/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,590/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,772
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,103
−HK$1,351/mo
Today · 4.125%
HK$45,454
baseline
▲ 0.50% · 4.625%
HK$48,220
+HK$2,766/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,908/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,584
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,860
−HK$1,295/mo
Today · 4.125%
HK$50,155
baseline
▲ 0.50% · 4.625%
HK$52,798
+HK$2,643/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,310/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,901
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,453
−HK$1,577/mo
Today · 4.125%
HK$53,030
baseline
▲ 0.50% · 4.625%
HK$56,257
+HK$3,227/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,060/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,514
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,003
−HK$1,511/mo
Today · 4.125%
HK$58,514
baseline
▲ 0.50% · 4.625%
HK$61,598
+HK$3,084/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,028/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,158
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,154
−HK$2,028/mo
Today · 4.125%
HK$68,182
baseline
▲ 0.50% · 4.625%
HK$72,330
+HK$4,148/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,364/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,376
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,290
−HK$1,942/mo
Today · 4.125%
HK$75,232
baseline
▲ 0.50% · 4.625%
HK$79,197
+HK$3,965/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,464/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,177 · Scale 2, in force from 26 Feb 2026)