LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,644
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,753
−HK$1,126/mo
Today · 4.125%
HK$37,879
baseline
▲ 0.50% · 4.625%
HK$40,184
+HK$2,305/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,758/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,654
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,717
−HK$1,079/mo
Today · 4.125%
HK$41,796
baseline
▲ 0.50% · 4.625%
HK$43,999
+HK$2,203/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,592/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,773
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,104
−HK$1,351/mo
Today · 4.125%
HK$45,455
baseline
▲ 0.50% · 4.625%
HK$48,221
+HK$2,766/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,910/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,585
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,861
−HK$1,294/mo
Today · 4.125%
HK$50,155
baseline
▲ 0.50% · 4.625%
HK$52,799
+HK$2,644/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,310/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,902
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,454
−HK$1,577/mo
Today · 4.125%
HK$53,031
baseline
▲ 0.50% · 4.625%
HK$56,258
+HK$3,227/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,062/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,515
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,004
−HK$1,511/mo
Today · 4.125%
HK$58,515
baseline
▲ 0.50% · 4.625%
HK$61,599
+HK$3,084/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,030/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,160
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,155
−HK$2,028/mo
Today · 4.125%
HK$68,183
baseline
▲ 0.50% · 4.625%
HK$72,332
+HK$4,149/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,366/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,377
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,291
−HK$1,942/mo
Today · 4.125%
HK$75,233
baseline
▲ 0.50% · 4.625%
HK$79,199
+HK$3,966/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,466/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,188 · Scale 2, in force from 26 Feb 2026)