LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,645
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,754
−HK$1,126/mo
Today · 4.125%
HK$37,880
baseline
▲ 0.50% · 4.625%
HK$40,185
+HK$2,305/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,760/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,655
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,718
−HK$1,079/mo
Today · 4.125%
HK$41,797
baseline
▲ 0.50% · 4.625%
HK$44,000
+HK$2,203/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,594/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,774
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,104
−HK$1,352/mo
Today · 4.125%
HK$45,456
baseline
▲ 0.50% · 4.625%
HK$48,222
+HK$2,766/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,912/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,586
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,862
−HK$1,295/mo
Today · 4.125%
HK$50,157
baseline
▲ 0.50% · 4.625%
HK$52,800
+HK$2,643/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,314/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,903
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,455
−HK$1,577/mo
Today · 4.125%
HK$53,032
baseline
▲ 0.50% · 4.625%
HK$56,259
+HK$3,227/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,064/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,517
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,005
−HK$1,511/mo
Today · 4.125%
HK$58,516
baseline
▲ 0.50% · 4.625%
HK$61,600
+HK$3,084/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,032/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,161
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,157
−HK$2,027/mo
Today · 4.125%
HK$68,184
baseline
▲ 0.50% · 4.625%
HK$72,333
+HK$4,149/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,368/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,378
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,293
−HK$1,942/mo
Today · 4.125%
HK$75,235
baseline
▲ 0.50% · 4.625%
HK$79,201
+HK$3,966/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,470/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,201 · Scale 2, in force from 26 Feb 2026)