LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,647
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,756
−HK$1,126/mo
Today · 4.125%
HK$37,882
baseline
▲ 0.50% · 4.625%
HK$40,187
+HK$2,305/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,764/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,657
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,721
−HK$1,078/mo
Today · 4.125%
HK$41,799
baseline
▲ 0.50% · 4.625%
HK$44,003
+HK$2,204/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,598/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,776
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,107
−HK$1,352/mo
Today · 4.125%
HK$45,459
baseline
▲ 0.50% · 4.625%
HK$48,225
+HK$2,766/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,918/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,588
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,865
−HK$1,294/mo
Today · 4.125%
HK$50,159
baseline
▲ 0.50% · 4.625%
HK$52,803
+HK$2,644/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,318/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,906
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,458
−HK$1,577/mo
Today · 4.125%
HK$53,035
baseline
▲ 0.50% · 4.625%
HK$56,262
+HK$3,227/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,070/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,520
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$57,009
−HK$1,510/mo
Today · 4.125%
HK$58,519
baseline
▲ 0.50% · 4.625%
HK$61,604
+HK$3,085/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,038/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,165
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,161
−HK$2,027/mo
Today · 4.125%
HK$68,188
baseline
▲ 0.50% · 4.625%
HK$72,337
+HK$4,149/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,376/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,383
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,297
−HK$1,942/mo
Today · 4.125%
HK$75,239
baseline
▲ 0.50% · 4.625%
HK$79,205
+HK$3,966/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,478/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,234 · Scale 2, in force from 26 Feb 2026)