LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,650
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,759
−HK$1,126/mo
Today · 4.125%
HK$37,885
baseline
▲ 0.50% · 4.625%
HK$40,191
+HK$2,306/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,770/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,660
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,724
−HK$1,079/mo
Today · 4.125%
HK$41,803
baseline
▲ 0.50% · 4.625%
HK$44,006
+HK$2,203/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,606/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,780
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,110
−HK$1,352/mo
Today · 4.125%
HK$45,462
baseline
▲ 0.50% · 4.625%
HK$48,229
+HK$2,767/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,924/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,592
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,868
−HK$1,295/mo
Today · 4.125%
HK$50,163
baseline
▲ 0.50% · 4.625%
HK$52,807
+HK$2,644/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,326/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,910
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$51,462
−HK$1,577/mo
Today · 4.125%
HK$53,039
baseline
▲ 0.50% · 4.625%
HK$56,267
+HK$3,228/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,078/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,524
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,013
−HK$1,511/mo
Today · 4.125%
HK$58,524
baseline
▲ 0.50% · 4.625%
HK$61,609
+HK$3,085/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,048/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,170
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,166
−HK$2,028/mo
Today · 4.125%
HK$68,194
baseline
▲ 0.50% · 4.625%
HK$72,343
+HK$4,149/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,388/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,388
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,303
−HK$1,942/mo
Today · 4.125%
HK$75,245
baseline
▲ 0.50% · 4.625%
HK$79,211
+HK$3,966/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,490/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,279 · Scale 2, in force from 26 Feb 2026)