LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,651
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,760
−HK$1,127/mo
Today · 4.125%
HK$37,887
baseline
▲ 0.50% · 4.625%
HK$40,192
+HK$2,305/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,774/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,661
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,725
−HK$1,079/mo
Today · 4.125%
HK$41,804
baseline
▲ 0.50% · 4.625%
HK$44,008
+HK$2,204/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,608/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,781
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,112
−HK$1,352/mo
Today · 4.125%
HK$45,464
baseline
▲ 0.50% · 4.625%
HK$48,230
+HK$2,766/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,928/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,594
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,870
−HK$1,295/mo
Today · 4.125%
HK$50,165
baseline
▲ 0.50% · 4.625%
HK$52,809
+HK$2,644/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,330/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,911
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,464
−HK$1,577/mo
Today · 4.125%
HK$53,041
baseline
▲ 0.50% · 4.625%
HK$56,269
+HK$3,228/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,082/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,526
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,015
−HK$1,511/mo
Today · 4.125%
HK$58,526
baseline
▲ 0.50% · 4.625%
HK$61,611
+HK$3,085/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,052/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,172
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,168
−HK$2,028/mo
Today · 4.125%
HK$68,196
baseline
▲ 0.50% · 4.625%
HK$72,346
+HK$4,150/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,392/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,391
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,305
−HK$1,943/mo
Today · 4.125%
HK$75,248
baseline
▲ 0.50% · 4.625%
HK$79,214
+HK$3,966/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,496/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,300 · Scale 2, in force from 26 Feb 2026)