LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,651
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,760
−HK$1,127/mo
Today · 4.125%
HK$37,887
baseline
▲ 0.50% · 4.625%
HK$40,192
+HK$2,305/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,774/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,662
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,725
−HK$1,080/mo
Today · 4.125%
HK$41,805
baseline
▲ 0.50% · 4.625%
HK$44,008
+HK$2,203/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,610/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,782
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,112
−HK$1,352/mo
Today · 4.125%
HK$45,464
baseline
▲ 0.50% · 4.625%
HK$48,231
+HK$2,767/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,928/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,594
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,871
−HK$1,294/mo
Today · 4.125%
HK$50,165
baseline
▲ 0.50% · 4.625%
HK$52,810
+HK$2,645/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,330/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,912
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,464
−HK$1,578/mo
Today · 4.125%
HK$53,042
baseline
▲ 0.50% · 4.625%
HK$56,269
+HK$3,227/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,084/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,526
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,016
−HK$1,510/mo
Today · 4.125%
HK$58,526
baseline
▲ 0.50% · 4.625%
HK$61,611
+HK$3,085/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,052/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,172
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,169
−HK$2,028/mo
Today · 4.125%
HK$68,197
baseline
▲ 0.50% · 4.625%
HK$72,346
+HK$4,149/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,394/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,391
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,306
−HK$1,942/mo
Today · 4.125%
HK$75,248
baseline
▲ 0.50% · 4.625%
HK$79,215
+HK$3,967/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,496/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,305 · Scale 2, in force from 26 Feb 2026)