LTV · monthly repayment
▼ 0.50% · 3.625%
HK$356,530
−HK$22,357/mo
▼ 0.25% · 3.875%
HK$367,620
−HK$11,267/mo
Today · 4.125%
HK$378,887
baseline
▲ 0.50% · 4.625%
HK$401,942
+HK$23,055/mo
Deposit HK$78.18M · loan HK$78.18M · min. income ≈ HK$757,774/mo (50% DSR)
Upfront cash ≈ HK$88.34M (deposit + AVD stamp duty HK$10,163,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,636
−HK$21,429/mo
▼ 0.25% · 3.875%
HK$407,273
−HK$10,792/mo
Today · 4.125%
HK$418,065
baseline
▲ 0.50% · 4.625%
HK$440,102
+HK$22,037/mo
Deposit HK$78.18M · loan HK$78.18M · min. income ≈ HK$836,130/mo (50% DSR)
Upfront cash ≈ HK$88.34M (deposit + AVD stamp duty HK$10,163,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,836
−HK$26,829/mo
▼ 0.25% · 3.875%
HK$441,144
−HK$13,521/mo
Today · 4.125%
HK$454,665
baseline
▲ 0.50% · 4.625%
HK$482,330
+HK$27,665/mo
Deposit HK$62.54M · loan HK$93.81M · min. income ≈ HK$909,330/mo (50% DSR)
Upfront cash ≈ HK$72.71M (deposit + AVD stamp duty HK$10,163,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$475,963
−HK$25,715/mo
▼ 0.25% · 3.875%
HK$488,728
−HK$12,950/mo
Today · 4.125%
HK$501,678
baseline
▲ 0.50% · 4.625%
HK$528,122
+HK$26,444/mo
Deposit HK$62.54M · loan HK$93.81M · min. income ≈ HK$1,003,356/mo (50% DSR)
Upfront cash ≈ HK$72.71M (deposit + AVD stamp duty HK$10,163,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$499,142
−HK$31,300/mo
▼ 0.25% · 3.875%
HK$514,668
−HK$15,774/mo
Today · 4.125%
HK$530,442
baseline
▲ 0.50% · 4.625%
HK$562,719
+HK$32,277/mo
Deposit HK$46.91M · loan HK$109.45M · min. income ≈ HK$1,060,884/mo (50% DSR)
Upfront cash ≈ HK$57.07M (deposit + AVD stamp duty HK$10,163,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$555,290
−HK$30,001/mo
▼ 0.25% · 3.875%
HK$570,183
−HK$15,108/mo
Today · 4.125%
HK$585,291
baseline
▲ 0.50% · 4.625%
HK$616,142
+HK$30,851/mo
Deposit HK$46.91M · loan HK$109.45M · min. income ≈ HK$1,170,582/mo (50% DSR)
Upfront cash ≈ HK$57.07M (deposit + AVD stamp duty HK$10,163,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$641,754
−HK$40,243/mo
▼ 0.25% · 3.875%
HK$661,716
−HK$20,281/mo
Today · 4.125%
HK$681,997
baseline
▲ 0.50% · 4.625%
HK$723,495
+HK$41,498/mo
Deposit HK$15.64M · loan HK$140.72M · min. income ≈ HK$1,363,994/mo (50% DSR)
Upfront cash ≈ HK$25.80M (deposit + AVD stamp duty HK$10,163,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$713,945
−HK$38,572/mo
▼ 0.25% · 3.875%
HK$733,092
−HK$19,425/mo
Today · 4.125%
HK$752,517
baseline
▲ 0.50% · 4.625%
HK$792,183
+HK$39,666/mo
Deposit HK$15.64M · loan HK$140.72M · min. income ≈ HK$1,505,034/mo (50% DSR)
Upfront cash ≈ HK$25.80M (deposit + AVD stamp duty HK$10,163,085 · Scale 2, in force from 26 Feb 2026)