LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,653
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,762
−HK$1,127/mo
Today · 4.125%
HK$37,889
baseline
▲ 0.50% · 4.625%
HK$40,195
+HK$2,306/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,778/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,664
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,728
−HK$1,079/mo
Today · 4.125%
HK$41,807
baseline
▲ 0.50% · 4.625%
HK$44,011
+HK$2,204/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,614/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,784
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,115
−HK$1,352/mo
Today · 4.125%
HK$45,467
baseline
▲ 0.50% · 4.625%
HK$48,233
+HK$2,766/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,934/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,597
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,873
−HK$1,295/mo
Today · 4.125%
HK$50,168
baseline
▲ 0.50% · 4.625%
HK$52,813
+HK$2,645/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,336/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,915
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,467
−HK$1,578/mo
Today · 4.125%
HK$53,045
baseline
▲ 0.50% · 4.625%
HK$56,272
+HK$3,227/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,090/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,530
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,019
−HK$1,511/mo
Today · 4.125%
HK$58,530
baseline
▲ 0.50% · 4.625%
HK$61,615
+HK$3,085/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$117,060/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,176
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,172
−HK$2,028/mo
Today · 4.125%
HK$68,200
baseline
▲ 0.50% · 4.625%
HK$72,350
+HK$4,150/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,400/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,395
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,310
−HK$1,942/mo
Today · 4.125%
HK$75,252
baseline
▲ 0.50% · 4.625%
HK$79,219
+HK$3,967/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,504/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,337 · Scale 2, in force from 26 Feb 2026)