LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,655
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,764
−HK$1,127/mo
Today · 4.125%
HK$37,891
baseline
▲ 0.50% · 4.625%
HK$40,197
+HK$2,306/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,782/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,666
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,730
−HK$1,079/mo
Today · 4.125%
HK$41,809
baseline
▲ 0.50% · 4.625%
HK$44,013
+HK$2,204/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,618/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,786
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,117
−HK$1,352/mo
Today · 4.125%
HK$45,469
baseline
▲ 0.50% · 4.625%
HK$48,236
+HK$2,767/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,938/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,599
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,876
−HK$1,295/mo
Today · 4.125%
HK$50,171
baseline
▲ 0.50% · 4.625%
HK$52,815
+HK$2,644/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,342/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,917
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,470
−HK$1,578/mo
Today · 4.125%
HK$53,048
baseline
▲ 0.50% · 4.625%
HK$56,275
+HK$3,227/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,096/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,532
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,022
−HK$1,511/mo
Today · 4.125%
HK$58,533
baseline
▲ 0.50% · 4.625%
HK$61,618
+HK$3,085/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,066/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,179
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,176
−HK$2,028/mo
Today · 4.125%
HK$68,204
baseline
▲ 0.50% · 4.625%
HK$72,354
+HK$4,150/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,408/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,399
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,314
−HK$1,942/mo
Today · 4.125%
HK$75,256
baseline
▲ 0.50% · 4.625%
HK$79,223
+HK$3,967/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,512/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,369 · Scale 2, in force from 26 Feb 2026)