LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,657
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,766
−HK$1,126/mo
Today · 4.125%
HK$37,892
baseline
▲ 0.50% · 4.625%
HK$40,198
+HK$2,306/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,784/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,668
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,731
−HK$1,080/mo
Today · 4.125%
HK$41,811
baseline
▲ 0.50% · 4.625%
HK$44,015
+HK$2,204/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,622/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$586,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,788
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,119
−HK$1,352/mo
Today · 4.125%
HK$45,471
baseline
▲ 0.50% · 4.625%
HK$48,238
+HK$2,767/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$90,942/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,601
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,878
−HK$1,295/mo
Today · 4.125%
HK$50,173
baseline
▲ 0.50% · 4.625%
HK$52,817
+HK$2,644/mo
Deposit HK$6.25M · loan HK$9.38M · min. income ≈ HK$100,346/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,919
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,472
−HK$1,577/mo
Today · 4.125%
HK$53,049
baseline
▲ 0.50% · 4.625%
HK$56,277
+HK$3,228/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,098/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,535
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,024
−HK$1,511/mo
Today · 4.125%
HK$58,535
baseline
▲ 0.50% · 4.625%
HK$61,620
+HK$3,085/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,070/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,182
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,178
−HK$2,028/mo
Today · 4.125%
HK$68,206
baseline
▲ 0.50% · 4.625%
HK$72,357
+HK$4,151/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,412/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,402
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,316
−HK$1,943/mo
Today · 4.125%
HK$75,259
baseline
▲ 0.50% · 4.625%
HK$79,226
+HK$3,967/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,518/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,390 · Scale 2, in force from 26 Feb 2026)