LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,660
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,769
−HK$1,127/mo
Today · 4.125%
HK$37,896
baseline
▲ 0.50% · 4.625%
HK$40,202
+HK$2,306/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,792/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,671
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,735
−HK$1,080/mo
Today · 4.125%
HK$41,815
baseline
▲ 0.50% · 4.625%
HK$44,019
+HK$2,204/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,630/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,792
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,123
−HK$1,352/mo
Today · 4.125%
HK$45,475
baseline
▲ 0.50% · 4.625%
HK$48,242
+HK$2,767/mo
Deposit HK$6.26M · loan HK$9.38M · min. income ≈ HK$90,950/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,606
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,882
−HK$1,296/mo
Today · 4.125%
HK$50,178
baseline
▲ 0.50% · 4.625%
HK$52,822
+HK$2,644/mo
Deposit HK$6.26M · loan HK$9.38M · min. income ≈ HK$100,356/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,924
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,477
−HK$1,578/mo
Today · 4.125%
HK$53,055
baseline
▲ 0.50% · 4.625%
HK$56,283
+HK$3,228/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,110/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,540
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,029
−HK$1,511/mo
Today · 4.125%
HK$58,540
baseline
▲ 0.50% · 4.625%
HK$61,626
+HK$3,086/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,080/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,188
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,184
−HK$2,029/mo
Today · 4.125%
HK$68,213
baseline
▲ 0.50% · 4.625%
HK$72,364
+HK$4,151/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$136,426/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,408
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,323
−HK$1,943/mo
Today · 4.125%
HK$75,266
baseline
▲ 0.50% · 4.625%
HK$79,234
+HK$3,968/mo
Deposit HK$1.56M · loan HK$14.07M · min. income ≈ HK$150,532/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,446 · Scale 2, in force from 26 Feb 2026)