LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,662
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,771
−HK$1,127/mo
Today · 4.125%
HK$37,898
baseline
▲ 0.50% · 4.625%
HK$40,204
+HK$2,306/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,796/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,673
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,737
−HK$1,080/mo
Today · 4.125%
HK$41,817
baseline
▲ 0.50% · 4.625%
HK$44,021
+HK$2,204/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,634/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,794
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,125
−HK$1,353/mo
Today · 4.125%
HK$45,478
baseline
▲ 0.50% · 4.625%
HK$48,245
+HK$2,767/mo
Deposit HK$6.26M · loan HK$9.38M · min. income ≈ HK$90,956/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,608
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,885
−HK$1,295/mo
Today · 4.125%
HK$50,180
baseline
▲ 0.50% · 4.625%
HK$52,825
+HK$2,645/mo
Deposit HK$6.26M · loan HK$9.38M · min. income ≈ HK$100,360/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,926
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,479
−HK$1,578/mo
Today · 4.125%
HK$53,057
baseline
▲ 0.50% · 4.625%
HK$56,286
+HK$3,229/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,114/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,543
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,032
−HK$1,511/mo
Today · 4.125%
HK$58,543
baseline
▲ 0.50% · 4.625%
HK$61,629
+HK$3,086/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,086/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,191
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,188
−HK$2,028/mo
Today · 4.125%
HK$68,216
baseline
▲ 0.50% · 4.625%
HK$72,367
+HK$4,151/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,432/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,412
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,327
−HK$1,943/mo
Today · 4.125%
HK$75,270
baseline
▲ 0.50% · 4.625%
HK$79,238
+HK$3,968/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,540/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,476 · Scale 2, in force from 26 Feb 2026)