LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,663
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,772
−HK$1,127/mo
Today · 4.125%
HK$37,899
baseline
▲ 0.50% · 4.625%
HK$40,205
+HK$2,306/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,798/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,674
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,738
−HK$1,080/mo
Today · 4.125%
HK$41,818
baseline
▲ 0.50% · 4.625%
HK$44,022
+HK$2,204/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,636/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,795
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,126
−HK$1,353/mo
Today · 4.125%
HK$45,479
baseline
▲ 0.50% · 4.625%
HK$48,246
+HK$2,767/mo
Deposit HK$6.26M · loan HK$9.38M · min. income ≈ HK$90,958/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,609
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,886
−HK$1,295/mo
Today · 4.125%
HK$50,181
baseline
▲ 0.50% · 4.625%
HK$52,827
+HK$2,646/mo
Deposit HK$6.26M · loan HK$9.38M · min. income ≈ HK$100,362/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,928
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,481
−HK$1,578/mo
Today · 4.125%
HK$53,059
baseline
▲ 0.50% · 4.625%
HK$56,287
+HK$3,228/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,118/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,544
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,034
−HK$1,511/mo
Today · 4.125%
HK$58,545
baseline
▲ 0.50% · 4.625%
HK$61,631
+HK$3,086/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,090/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,193
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,190
−HK$2,028/mo
Today · 4.125%
HK$68,218
baseline
▲ 0.50% · 4.625%
HK$72,369
+HK$4,151/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,436/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,414
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,329
−HK$1,943/mo
Today · 4.125%
HK$75,272
baseline
▲ 0.50% · 4.625%
HK$79,240
+HK$3,968/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,544/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,491 · Scale 2, in force from 26 Feb 2026)