LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,665
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,774
−HK$1,128/mo
Today · 4.125%
HK$37,902
baseline
▲ 0.50% · 4.625%
HK$40,208
+HK$2,306/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,804/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,677
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,741
−HK$1,080/mo
Today · 4.125%
HK$41,821
baseline
▲ 0.50% · 4.625%
HK$44,025
+HK$2,204/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,642/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,798
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,129
−HK$1,353/mo
Today · 4.125%
HK$45,482
baseline
▲ 0.50% · 4.625%
HK$48,249
+HK$2,767/mo
Deposit HK$6.26M · loan HK$9.38M · min. income ≈ HK$90,964/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,612
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,889
−HK$1,296/mo
Today · 4.125%
HK$50,185
baseline
▲ 0.50% · 4.625%
HK$52,830
+HK$2,645/mo
Deposit HK$6.26M · loan HK$9.38M · min. income ≈ HK$100,370/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,931
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,484
−HK$1,578/mo
Today · 4.125%
HK$53,062
baseline
▲ 0.50% · 4.625%
HK$56,291
+HK$3,229/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,124/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,548
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,038
−HK$1,511/mo
Today · 4.125%
HK$58,549
baseline
▲ 0.50% · 4.625%
HK$61,635
+HK$3,086/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,098/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,197
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,194
−HK$2,029/mo
Today · 4.125%
HK$68,223
baseline
▲ 0.50% · 4.625%
HK$72,374
+HK$4,151/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,446/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,419
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,334
−HK$1,943/mo
Today · 4.125%
HK$75,277
baseline
▲ 0.50% · 4.625%
HK$79,245
+HK$3,968/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,554/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,531 · Scale 2, in force from 26 Feb 2026)