LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,666
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,775
−HK$1,127/mo
Today · 4.125%
HK$37,902
baseline
▲ 0.50% · 4.625%
HK$40,209
+HK$2,307/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,804/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,678
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,742
−HK$1,079/mo
Today · 4.125%
HK$41,821
baseline
▲ 0.50% · 4.625%
HK$44,026
+HK$2,205/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,642/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,799
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,130
−HK$1,353/mo
Today · 4.125%
HK$45,483
baseline
▲ 0.50% · 4.625%
HK$48,250
+HK$2,767/mo
Deposit HK$6.26M · loan HK$9.38M · min. income ≈ HK$90,966/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,613
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,890
−HK$1,296/mo
Today · 4.125%
HK$50,186
baseline
▲ 0.50% · 4.625%
HK$52,831
+HK$2,645/mo
Deposit HK$6.26M · loan HK$9.38M · min. income ≈ HK$100,372/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,932
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,485
−HK$1,578/mo
Today · 4.125%
HK$53,063
baseline
▲ 0.50% · 4.625%
HK$56,292
+HK$3,229/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,126/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,549
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,039
−HK$1,511/mo
Today · 4.125%
HK$58,550
baseline
▲ 0.50% · 4.625%
HK$61,636
+HK$3,086/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,100/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,198
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,195
−HK$2,029/mo
Today · 4.125%
HK$68,224
baseline
▲ 0.50% · 4.625%
HK$72,375
+HK$4,151/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,448/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,420
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,335
−HK$1,944/mo
Today · 4.125%
HK$75,279
baseline
▲ 0.50% · 4.625%
HK$79,247
+HK$3,968/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,558/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,542 · Scale 2, in force from 26 Feb 2026)