LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,666
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,776
−HK$1,127/mo
Today · 4.125%
HK$37,903
baseline
▲ 0.50% · 4.625%
HK$40,209
+HK$2,306/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,806/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,678
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,742
−HK$1,080/mo
Today · 4.125%
HK$41,822
baseline
▲ 0.50% · 4.625%
HK$44,027
+HK$2,205/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,644/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,799
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,131
−HK$1,352/mo
Today · 4.125%
HK$45,483
baseline
▲ 0.50% · 4.625%
HK$48,251
+HK$2,768/mo
Deposit HK$6.26M · loan HK$9.38M · min. income ≈ HK$90,966/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,614
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,891
−HK$1,295/mo
Today · 4.125%
HK$50,186
baseline
▲ 0.50% · 4.625%
HK$52,832
+HK$2,646/mo
Deposit HK$6.26M · loan HK$9.38M · min. income ≈ HK$100,372/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,933
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,486
−HK$1,578/mo
Today · 4.125%
HK$53,064
baseline
▲ 0.50% · 4.625%
HK$56,293
+HK$3,229/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,128/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,550
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,039
−HK$1,512/mo
Today · 4.125%
HK$58,551
baseline
▲ 0.50% · 4.625%
HK$61,637
+HK$3,086/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,102/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,199
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,196
−HK$2,029/mo
Today · 4.125%
HK$68,225
baseline
▲ 0.50% · 4.625%
HK$72,376
+HK$4,151/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,450/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,421
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,336
−HK$1,944/mo
Today · 4.125%
HK$75,280
baseline
▲ 0.50% · 4.625%
HK$79,248
+HK$3,968/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,560/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,550 · Scale 2, in force from 26 Feb 2026)