LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,668
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,778
−HK$1,127/mo
Today · 4.125%
HK$37,905
baseline
▲ 0.50% · 4.625%
HK$40,212
+HK$2,307/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,810/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,681
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,745
−HK$1,080/mo
Today · 4.125%
HK$41,825
baseline
▲ 0.50% · 4.625%
HK$44,029
+HK$2,204/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,650/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,802
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,134
−HK$1,352/mo
Today · 4.125%
HK$45,486
baseline
▲ 0.50% · 4.625%
HK$48,254
+HK$2,768/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$90,972/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,617
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,894
−HK$1,296/mo
Today · 4.125%
HK$50,190
baseline
▲ 0.50% · 4.625%
HK$52,835
+HK$2,645/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,380/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,936
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,489
−HK$1,578/mo
Today · 4.125%
HK$53,067
baseline
▲ 0.50% · 4.625%
HK$56,296
+HK$3,229/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,134/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,553
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,043
−HK$1,512/mo
Today · 4.125%
HK$58,555
baseline
▲ 0.50% · 4.625%
HK$61,641
+HK$3,086/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,110/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,203
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,200
−HK$2,029/mo
Today · 4.125%
HK$68,229
baseline
▲ 0.50% · 4.625%
HK$72,381
+HK$4,152/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,458/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,426
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,341
−HK$1,943/mo
Today · 4.125%
HK$75,284
baseline
▲ 0.50% · 4.625%
HK$79,253
+HK$3,969/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,568/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,587 · Scale 2, in force from 26 Feb 2026)