LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,670
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,779
−HK$1,128/mo
Today · 4.125%
HK$37,907
baseline
▲ 0.50% · 4.625%
HK$40,213
+HK$2,306/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,814/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,682
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,747
−HK$1,079/mo
Today · 4.125%
HK$41,826
baseline
▲ 0.50% · 4.625%
HK$44,031
+HK$2,205/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,652/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,804
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,135
−HK$1,353/mo
Today · 4.125%
HK$45,488
baseline
▲ 0.50% · 4.625%
HK$48,256
+HK$2,768/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$90,976/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,619
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,896
−HK$1,296/mo
Today · 4.125%
HK$50,192
baseline
▲ 0.50% · 4.625%
HK$52,837
+HK$2,645/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,384/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,938
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,491
−HK$1,578/mo
Today · 4.125%
HK$53,069
baseline
▲ 0.50% · 4.625%
HK$56,299
+HK$3,230/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,138/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,555
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,045
−HK$1,512/mo
Today · 4.125%
HK$58,557
baseline
▲ 0.50% · 4.625%
HK$61,643
+HK$3,086/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,114/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,206
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,203
−HK$2,029/mo
Today · 4.125%
HK$68,232
baseline
▲ 0.50% · 4.625%
HK$72,384
+HK$4,152/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,464/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,428
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,344
−HK$1,943/mo
Today · 4.125%
HK$75,287
baseline
▲ 0.50% · 4.625%
HK$79,256
+HK$3,969/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,574/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,611 · Scale 2, in force from 26 Feb 2026)