LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,672
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,781
−HK$1,128/mo
Today · 4.125%
HK$37,909
baseline
▲ 0.50% · 4.625%
HK$40,215
+HK$2,306/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,818/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,684
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,749
−HK$1,079/mo
Today · 4.125%
HK$41,828
baseline
▲ 0.50% · 4.625%
HK$44,033
+HK$2,205/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,656/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,806
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,138
−HK$1,352/mo
Today · 4.125%
HK$45,490
baseline
▲ 0.50% · 4.625%
HK$48,258
+HK$2,768/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$90,980/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,621
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,898
−HK$1,296/mo
Today · 4.125%
HK$50,194
baseline
▲ 0.50% · 4.625%
HK$52,840
+HK$2,646/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,388/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,940
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,494
−HK$1,578/mo
Today · 4.125%
HK$53,072
baseline
▲ 0.50% · 4.625%
HK$56,301
+HK$3,229/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,144/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,558
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,048
−HK$1,512/mo
Today · 4.125%
HK$58,560
baseline
▲ 0.50% · 4.625%
HK$61,647
+HK$3,087/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,120/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,209
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,206
−HK$2,030/mo
Today · 4.125%
HK$68,236
baseline
▲ 0.50% · 4.625%
HK$72,387
+HK$4,151/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,472/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,432
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,348
−HK$1,943/mo
Today · 4.125%
HK$75,291
baseline
▲ 0.50% · 4.625%
HK$79,260
+HK$3,969/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,582/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,640 · Scale 2, in force from 26 Feb 2026)