LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,672
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,782
−HK$1,127/mo
Today · 4.125%
HK$37,909
baseline
▲ 0.50% · 4.625%
HK$40,216
+HK$2,307/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,818/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,685
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,749
−HK$1,080/mo
Today · 4.125%
HK$41,829
baseline
▲ 0.50% · 4.625%
HK$44,034
+HK$2,205/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,658/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,807
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,138
−HK$1,353/mo
Today · 4.125%
HK$45,491
baseline
▲ 0.50% · 4.625%
HK$48,259
+HK$2,768/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$90,982/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,622
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,899
−HK$1,296/mo
Today · 4.125%
HK$50,195
baseline
▲ 0.50% · 4.625%
HK$52,841
+HK$2,646/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,390/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,941
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,494
−HK$1,579/mo
Today · 4.125%
HK$53,073
baseline
▲ 0.50% · 4.625%
HK$56,302
+HK$3,229/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,146/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,559
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,049
−HK$1,511/mo
Today · 4.125%
HK$58,560
baseline
▲ 0.50% · 4.625%
HK$61,647
+HK$3,087/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,120/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,210
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,207
−HK$2,029/mo
Today · 4.125%
HK$68,236
baseline
▲ 0.50% · 4.625%
HK$72,388
+HK$4,152/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,472/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,433
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,349
−HK$1,943/mo
Today · 4.125%
HK$75,292
baseline
▲ 0.50% · 4.625%
HK$79,261
+HK$3,969/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,584/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,647 · Scale 2, in force from 26 Feb 2026)