LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,673
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,783
−HK$1,127/mo
Today · 4.125%
HK$37,910
baseline
▲ 0.50% · 4.625%
HK$40,217
+HK$2,307/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,820/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,686
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,751
−HK$1,079/mo
Today · 4.125%
HK$41,830
baseline
▲ 0.50% · 4.625%
HK$44,035
+HK$2,205/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,660/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,808
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,140
−HK$1,352/mo
Today · 4.125%
HK$45,492
baseline
▲ 0.50% · 4.625%
HK$48,261
+HK$2,769/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$90,984/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,623
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,901
−HK$1,295/mo
Today · 4.125%
HK$50,196
baseline
▲ 0.50% · 4.625%
HK$52,842
+HK$2,646/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,392/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,943
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,496
−HK$1,579/mo
Today · 4.125%
HK$53,075
baseline
▲ 0.50% · 4.625%
HK$56,304
+HK$3,229/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,150/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,561
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,051
−HK$1,512/mo
Today · 4.125%
HK$58,563
baseline
▲ 0.50% · 4.625%
HK$61,649
+HK$3,086/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,126/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,212
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,209
−HK$2,030/mo
Today · 4.125%
HK$68,239
baseline
▲ 0.50% · 4.625%
HK$72,391
+HK$4,152/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,478/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,435
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,351
−HK$1,944/mo
Today · 4.125%
HK$75,295
baseline
▲ 0.50% · 4.625%
HK$79,264
+HK$3,969/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,590/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,667 · Scale 2, in force from 26 Feb 2026)