LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,676
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,786
−HK$1,127/mo
Today · 4.125%
HK$37,913
baseline
▲ 0.50% · 4.625%
HK$40,220
+HK$2,307/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,826/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,689
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,754
−HK$1,079/mo
Today · 4.125%
HK$41,833
baseline
▲ 0.50% · 4.625%
HK$44,039
+HK$2,206/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,666/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,811
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,143
−HK$1,353/mo
Today · 4.125%
HK$45,496
baseline
▲ 0.50% · 4.625%
HK$48,264
+HK$2,768/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$90,992/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,627
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,904
−HK$1,296/mo
Today · 4.125%
HK$50,200
baseline
▲ 0.50% · 4.625%
HK$52,846
+HK$2,646/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,400/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$586,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,946
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,500
−HK$1,578/mo
Today · 4.125%
HK$53,078
baseline
▲ 0.50% · 4.625%
HK$56,308
+HK$3,230/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,156/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,565
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,055
−HK$1,512/mo
Today · 4.125%
HK$58,567
baseline
▲ 0.50% · 4.625%
HK$61,654
+HK$3,087/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,134/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,217
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,214
−HK$2,030/mo
Today · 4.125%
HK$68,244
baseline
▲ 0.50% · 4.625%
HK$72,396
+HK$4,152/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,488/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,440
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,356
−HK$1,944/mo
Today · 4.125%
HK$75,300
baseline
▲ 0.50% · 4.625%
HK$79,269
+HK$3,969/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,600/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,710 · Scale 2, in force from 26 Feb 2026)