LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,677
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,786
−HK$1,128/mo
Today · 4.125%
HK$37,914
baseline
▲ 0.50% · 4.625%
HK$40,221
+HK$2,307/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,828/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,690
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,754
−HK$1,080/mo
Today · 4.125%
HK$41,834
baseline
▲ 0.50% · 4.625%
HK$44,039
+HK$2,205/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,668/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,812
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,144
−HK$1,353/mo
Today · 4.125%
HK$45,497
baseline
▲ 0.50% · 4.625%
HK$48,265
+HK$2,768/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$90,994/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,628
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,905
−HK$1,296/mo
Today · 4.125%
HK$50,201
baseline
▲ 0.50% · 4.625%
HK$52,847
+HK$2,646/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,402/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,947
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,501
−HK$1,578/mo
Today · 4.125%
HK$53,079
baseline
▲ 0.50% · 4.625%
HK$56,309
+HK$3,230/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,158/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,566
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,056
−HK$1,512/mo
Today · 4.125%
HK$58,568
baseline
▲ 0.50% · 4.625%
HK$61,655
+HK$3,087/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,136/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,218
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,216
−HK$2,029/mo
Today · 4.125%
HK$68,245
baseline
▲ 0.50% · 4.625%
HK$72,398
+HK$4,153/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,490/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,442
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,358
−HK$1,944/mo
Today · 4.125%
HK$75,302
baseline
▲ 0.50% · 4.625%
HK$79,271
+HK$3,969/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,604/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,722 · Scale 2, in force from 26 Feb 2026)