LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,678
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,788
−HK$1,127/mo
Today · 4.125%
HK$37,915
baseline
▲ 0.50% · 4.625%
HK$40,222
+HK$2,307/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,830/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,692
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,756
−HK$1,080/mo
Today · 4.125%
HK$41,836
baseline
▲ 0.50% · 4.625%
HK$44,041
+HK$2,205/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,672/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,814
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,145
−HK$1,354/mo
Today · 4.125%
HK$45,499
baseline
▲ 0.50% · 4.625%
HK$48,267
+HK$2,768/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$90,998/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,630
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,907
−HK$1,296/mo
Today · 4.125%
HK$50,203
baseline
▲ 0.50% · 4.625%
HK$52,849
+HK$2,646/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,406/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,949
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,503
−HK$1,579/mo
Today · 4.125%
HK$53,082
baseline
▲ 0.50% · 4.625%
HK$56,311
+HK$3,229/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,164/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,568
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,058
−HK$1,512/mo
Today · 4.125%
HK$58,570
baseline
▲ 0.50% · 4.625%
HK$61,658
+HK$3,088/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,140/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,221
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,218
−HK$2,030/mo
Today · 4.125%
HK$68,248
baseline
▲ 0.50% · 4.625%
HK$72,400
+HK$4,152/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,496/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,445
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,361
−HK$1,944/mo
Today · 4.125%
HK$75,305
baseline
▲ 0.50% · 4.625%
HK$79,274
+HK$3,969/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,610/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,745 · Scale 2, in force from 26 Feb 2026)