LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,680
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,790
−HK$1,127/mo
Today · 4.125%
HK$37,917
baseline
▲ 0.50% · 4.625%
HK$40,224
+HK$2,307/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,834/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,693
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,758
−HK$1,080/mo
Today · 4.125%
HK$41,838
baseline
▲ 0.50% · 4.625%
HK$44,043
+HK$2,205/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,676/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,816
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,147
−HK$1,354/mo
Today · 4.125%
HK$45,501
baseline
▲ 0.50% · 4.625%
HK$48,269
+HK$2,768/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,002/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,632
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,909
−HK$1,296/mo
Today · 4.125%
HK$50,205
baseline
▲ 0.50% · 4.625%
HK$52,852
+HK$2,647/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,410/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,952
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,505
−HK$1,579/mo
Today · 4.125%
HK$53,084
baseline
▲ 0.50% · 4.625%
HK$56,314
+HK$3,230/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,168/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,571
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,061
−HK$1,512/mo
Today · 4.125%
HK$58,573
baseline
▲ 0.50% · 4.625%
HK$61,660
+HK$3,087/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,146/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,224
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,221
−HK$2,030/mo
Today · 4.125%
HK$68,251
baseline
▲ 0.50% · 4.625%
HK$72,404
+HK$4,153/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,502/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,448
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,364
−HK$1,944/mo
Today · 4.125%
HK$75,308
baseline
▲ 0.50% · 4.625%
HK$79,278
+HK$3,970/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,616/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,772 · Scale 2, in force from 26 Feb 2026)