LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,680
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,790
−HK$1,128/mo
Today · 4.125%
HK$37,918
baseline
▲ 0.50% · 4.625%
HK$40,225
+HK$2,307/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,836/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,694
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,759
−HK$1,080/mo
Today · 4.125%
HK$41,839
baseline
▲ 0.50% · 4.625%
HK$44,044
+HK$2,205/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,678/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,817
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,148
−HK$1,353/mo
Today · 4.125%
HK$45,501
baseline
▲ 0.50% · 4.625%
HK$48,270
+HK$2,769/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,002/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,633
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,910
−HK$1,296/mo
Today · 4.125%
HK$50,206
baseline
▲ 0.50% · 4.625%
HK$52,853
+HK$2,647/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,412/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,953
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,506
−HK$1,579/mo
Today · 4.125%
HK$53,085
baseline
▲ 0.50% · 4.625%
HK$56,315
+HK$3,230/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,170/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,572
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,062
−HK$1,512/mo
Today · 4.125%
HK$58,574
baseline
▲ 0.50% · 4.625%
HK$61,662
+HK$3,088/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,148/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,225
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,223
−HK$2,029/mo
Today · 4.125%
HK$68,252
baseline
▲ 0.50% · 4.625%
HK$72,405
+HK$4,153/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,504/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,449
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,366
−HK$1,944/mo
Today · 4.125%
HK$75,310
baseline
▲ 0.50% · 4.625%
HK$79,279
+HK$3,969/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,620/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,784 · Scale 2, in force from 26 Feb 2026)