LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,681
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,791
−HK$1,127/mo
Today · 4.125%
HK$37,918
baseline
▲ 0.50% · 4.625%
HK$40,225
+HK$2,307/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,836/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,694
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,759
−HK$1,080/mo
Today · 4.125%
HK$41,839
baseline
▲ 0.50% · 4.625%
HK$44,044
+HK$2,205/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,678/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,817
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,149
−HK$1,353/mo
Today · 4.125%
HK$45,502
baseline
▲ 0.50% · 4.625%
HK$48,270
+HK$2,768/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,004/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,633
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,911
−HK$1,296/mo
Today · 4.125%
HK$50,207
baseline
▲ 0.50% · 4.625%
HK$52,853
+HK$2,646/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,414/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,953
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,507
−HK$1,578/mo
Today · 4.125%
HK$53,085
baseline
▲ 0.50% · 4.625%
HK$56,316
+HK$3,231/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,170/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,572
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,063
−HK$1,512/mo
Today · 4.125%
HK$58,575
baseline
▲ 0.50% · 4.625%
HK$61,662
+HK$3,087/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,150/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,225
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,223
−HK$2,030/mo
Today · 4.125%
HK$68,253
baseline
▲ 0.50% · 4.625%
HK$72,406
+HK$4,153/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,506/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,450
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,366
−HK$1,944/mo
Today · 4.125%
HK$75,310
baseline
▲ 0.50% · 4.625%
HK$79,280
+HK$3,970/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,620/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,788 · Scale 2, in force from 26 Feb 2026)