LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,682
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,792
−HK$1,127/mo
Today · 4.125%
HK$37,919
baseline
▲ 0.50% · 4.625%
HK$40,227
+HK$2,308/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,838/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,696
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,760
−HK$1,080/mo
Today · 4.125%
HK$41,840
baseline
▲ 0.50% · 4.625%
HK$44,046
+HK$2,206/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,680/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,818
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,150
−HK$1,353/mo
Today · 4.125%
HK$45,503
baseline
▲ 0.50% · 4.625%
HK$48,272
+HK$2,769/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,006/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,635
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,912
−HK$1,296/mo
Today · 4.125%
HK$50,208
baseline
▲ 0.50% · 4.625%
HK$52,855
+HK$2,647/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,416/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,955
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,509
−HK$1,578/mo
Today · 4.125%
HK$53,087
baseline
▲ 0.50% · 4.625%
HK$56,317
+HK$3,230/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,174/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,574
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,064
−HK$1,513/mo
Today · 4.125%
HK$58,577
baseline
▲ 0.50% · 4.625%
HK$61,664
+HK$3,087/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,154/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,227
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,225
−HK$2,030/mo
Today · 4.125%
HK$68,255
baseline
▲ 0.50% · 4.625%
HK$72,408
+HK$4,153/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,510/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,452
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,369
−HK$1,944/mo
Today · 4.125%
HK$75,313
baseline
▲ 0.50% · 4.625%
HK$79,282
+HK$3,969/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,626/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,807 · Scale 2, in force from 26 Feb 2026)