LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,683
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,793
−HK$1,127/mo
Today · 4.125%
HK$37,920
baseline
▲ 0.50% · 4.625%
HK$40,228
+HK$2,308/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,840/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,697
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,761
−HK$1,080/mo
Today · 4.125%
HK$41,841
baseline
▲ 0.50% · 4.625%
HK$44,047
+HK$2,206/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,682/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,819
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,151
−HK$1,353/mo
Today · 4.125%
HK$45,504
baseline
▲ 0.50% · 4.625%
HK$48,273
+HK$2,769/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,008/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,636
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,913
−HK$1,297/mo
Today · 4.125%
HK$50,210
baseline
▲ 0.50% · 4.625%
HK$52,856
+HK$2,646/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,420/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,956
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,510
−HK$1,578/mo
Today · 4.125%
HK$53,088
baseline
▲ 0.50% · 4.625%
HK$56,319
+HK$3,231/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,176/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,575
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,066
−HK$1,512/mo
Today · 4.125%
HK$58,578
baseline
▲ 0.50% · 4.625%
HK$61,665
+HK$3,087/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,156/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,229
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,227
−HK$2,029/mo
Today · 4.125%
HK$68,256
baseline
▲ 0.50% · 4.625%
HK$72,410
+HK$4,154/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,512/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,454
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,370
−HK$1,944/mo
Today · 4.125%
HK$75,314
baseline
▲ 0.50% · 4.625%
HK$79,284
+HK$3,970/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,628/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,820 · Scale 2, in force from 26 Feb 2026)