LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,685
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,795
−HK$1,128/mo
Today · 4.125%
HK$37,923
baseline
▲ 0.50% · 4.625%
HK$40,231
+HK$2,308/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$75,846/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,700
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,764
−HK$1,080/mo
Today · 4.125%
HK$41,844
baseline
▲ 0.50% · 4.625%
HK$44,050
+HK$2,206/mo
Deposit HK$7.82M · loan HK$7.82M · min. income ≈ HK$83,688/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,822
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,154
−HK$1,354/mo
Today · 4.125%
HK$45,508
baseline
▲ 0.50% · 4.625%
HK$48,277
+HK$2,769/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,016/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,640
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,917
−HK$1,296/mo
Today · 4.125%
HK$50,213
baseline
▲ 0.50% · 4.625%
HK$52,860
+HK$2,647/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,426/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,960
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,514
−HK$1,578/mo
Today · 4.125%
HK$53,092
baseline
▲ 0.50% · 4.625%
HK$56,323
+HK$3,231/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$106,184/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,579
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,070
−HK$1,512/mo
Today · 4.125%
HK$58,582
baseline
▲ 0.50% · 4.625%
HK$61,670
+HK$3,088/mo
Deposit HK$4.69M · loan HK$10.95M · min. income ≈ HK$117,164/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,234
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,232
−HK$2,030/mo
Today · 4.125%
HK$68,262
baseline
▲ 0.50% · 4.625%
HK$72,415
+HK$4,153/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$136,524/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,459
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,376
−HK$1,944/mo
Today · 4.125%
HK$75,320
baseline
▲ 0.50% · 4.625%
HK$79,290
+HK$3,970/mo
Deposit HK$1.56M · loan HK$14.08M · min. income ≈ HK$150,640/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,865 · Scale 2, in force from 26 Feb 2026)