LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,687
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,797
−HK$1,128/mo
Today · 4.125%
HK$37,925
baseline
▲ 0.50% · 4.625%
HK$40,232
+HK$2,307/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,850/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,701
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,766
−HK$1,080/mo
Today · 4.125%
HK$41,846
baseline
▲ 0.50% · 4.625%
HK$44,052
+HK$2,206/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,692/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,824
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,156
−HK$1,354/mo
Today · 4.125%
HK$45,510
baseline
▲ 0.50% · 4.625%
HK$48,279
+HK$2,769/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,020/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,642
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,919
−HK$1,297/mo
Today · 4.125%
HK$50,216
baseline
▲ 0.50% · 4.625%
HK$52,862
+HK$2,646/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,432/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,962
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,516
−HK$1,579/mo
Today · 4.125%
HK$53,095
baseline
▲ 0.50% · 4.625%
HK$56,325
+HK$3,230/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,190/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,582
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,073
−HK$1,512/mo
Today · 4.125%
HK$58,585
baseline
▲ 0.50% · 4.625%
HK$61,673
+HK$3,088/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,170/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,236
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,235
−HK$2,030/mo
Today · 4.125%
HK$68,265
baseline
▲ 0.50% · 4.625%
HK$72,418
+HK$4,153/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,530/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,462
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,379
−HK$1,944/mo
Today · 4.125%
HK$75,323
baseline
▲ 0.50% · 4.625%
HK$79,294
+HK$3,971/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,646/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,890 · Scale 2, in force from 26 Feb 2026)