LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,689
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,799
−HK$1,128/mo
Today · 4.125%
HK$37,927
baseline
▲ 0.50% · 4.625%
HK$40,235
+HK$2,308/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,854/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,704
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,768
−HK$1,081/mo
Today · 4.125%
HK$41,849
baseline
▲ 0.50% · 4.625%
HK$44,055
+HK$2,206/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,698/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,827
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,159
−HK$1,353/mo
Today · 4.125%
HK$45,512
baseline
▲ 0.50% · 4.625%
HK$48,282
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,024/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,644
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,922
−HK$1,296/mo
Today · 4.125%
HK$50,218
baseline
▲ 0.50% · 4.625%
HK$52,865
+HK$2,647/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,436/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,965
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,519
−HK$1,579/mo
Today · 4.125%
HK$53,098
baseline
▲ 0.50% · 4.625%
HK$56,329
+HK$3,231/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,196/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,585
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,076
−HK$1,512/mo
Today · 4.125%
HK$58,588
baseline
▲ 0.50% · 4.625%
HK$61,676
+HK$3,088/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,176/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,240
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,238
−HK$2,031/mo
Today · 4.125%
HK$68,269
baseline
▲ 0.50% · 4.625%
HK$72,423
+HK$4,154/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,538/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,466
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,383
−HK$1,945/mo
Today · 4.125%
HK$75,328
baseline
▲ 0.50% · 4.625%
HK$79,298
+HK$3,970/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,656/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,924 · Scale 2, in force from 26 Feb 2026)