LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,691
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,801
−HK$1,128/mo
Today · 4.125%
HK$37,929
baseline
▲ 0.50% · 4.625%
HK$40,237
+HK$2,308/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,858/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,706
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,771
−HK$1,080/mo
Today · 4.125%
HK$41,851
baseline
▲ 0.50% · 4.625%
HK$44,057
+HK$2,206/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,702/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,829
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,161
−HK$1,354/mo
Today · 4.125%
HK$45,515
baseline
▲ 0.50% · 4.625%
HK$48,284
+HK$2,769/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,030/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,647
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,925
−HK$1,296/mo
Today · 4.125%
HK$50,221
baseline
▲ 0.50% · 4.625%
HK$52,868
+HK$2,647/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,442/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,967
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,522
−HK$1,579/mo
Today · 4.125%
HK$53,101
baseline
▲ 0.50% · 4.625%
HK$56,332
+HK$3,231/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,202/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,588
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,079
−HK$1,512/mo
Today · 4.125%
HK$58,591
baseline
▲ 0.50% · 4.625%
HK$61,680
+HK$3,089/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,182/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,244
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,242
−HK$2,030/mo
Today · 4.125%
HK$68,272
baseline
▲ 0.50% · 4.625%
HK$72,427
+HK$4,155/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,544/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,471
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,387
−HK$1,945/mo
Today · 4.125%
HK$75,332
baseline
▲ 0.50% · 4.625%
HK$79,303
+HK$3,971/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,664/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,957 · Scale 2, in force from 26 Feb 2026)